Skip to Content

How to Budget and Spend Wisely with an Envelope System

How to Budget and Spend Wisely with an Envelope System with free printable monthly budget sheets and money envelopes in cute prints!

 

How to Budget and Spend Wisely with an Envelope System with free printable monthly budget sheets and money envelopes in cute prints!

 

If you have not done so already, following a budget is a great way to secure your finances.

By using a budgeting system, you will be able to calculate your expenses, as well as set aside a certain percentage of your income into your savings account.

Although any type of budget will definitely help your financial situation, using an envelope system is sure to make your budget more effective.

 

How to Budget and Spend Wisely with an Envelope System with free printable monthly budget sheets and money envelopes in cute prints!

Set Your Budget

Before you can begin using an envelope system, you’ll want to decide what your monthly budget is.

In order to do this, you’ll want to write down your income, as well as all of your expenses, such as bills and groceries.

If you’re not sure where to start, our monthly budget printable can help you calculate your income and expenses, including those variable expenses such as gas and eating out.

 

 

How to Budget and Spend Wisely with an Envelope System with free printable monthly budget sheets and money envelopes in cute prints! How to Budget and Spend Wisely with an Envelope System with free printable monthly budget sheets and money envelopes in cute prints! How to Budget and Spend Wisely with an Envelope System with free printable monthly budget sheets and money envelopes in cute prints!
 

Label Your Envelopes

Once you’ve calculated your monthly budget, it’s time to bring out the envelopes.

You can use an ordinary envelope or download our printable money envelopes designed specifically for this budget-friendly system. 

No matter which envelopes you use, you’ll want to label each category, such as bills, groceries, and gas.

 

Spend Wisely

After your envelopes are labeled, you can put the allocated budget amount in each of them.

If you want to spend $105 in groceries, put that exact amount in the appropriate envelope. Make sure that when you are out shopping, you only use the grocery envelope for grocery purchases.

Never grab money from the envelope for a different purpose.

This wise spending habit will help you stick to your budget, bringing you one step closer to financial security.

 

How to Budget and Spend Wisely with an Envelope System with free printable monthly budget sheets and money envelopes in cute prints!

 

Do you use an envelope system? What tips do you have for sticking to your budget?

 

Laurie

Saturday 21st of January 2017

Thank you for taking your time and sharing this great helpful information with everyone. Sincerely Laurie

Miranda

Tuesday 10th of January 2017

I am in love with this. I will do it bc it's so stinkin' cute!!! Thank you!

Trish

Monday 19th of December 2016

Can I only download & print these through Dropbox?

Elizabeth

Monday 19th of December 2016

Yes.

Elva Roberts

Monday 29th of August 2016

I love this idea of using envelopes. I hope to start using it in a month or so when I recover from eye surgery.

kathy downey

Tuesday 21st of June 2016

Thanks shared on FB for my daughter she will love those.