The internet has significantly impacted our lives and has changed many different facets of the everyday. When was the last time you called a friend just to talk on the phone? More likely you simply sent them a quick text or a Facebook message. The internet has changed a lot and for the most part, …
How to Budget and Spend Wisely with an Envelope System with free printable monthly budget sheets and money envelopes in cute prints! If you have not done so already, following a budget is a great way to secure your finances. By using a budgeting system, you will be able to calculate your expenses, …
8 Savvy Tips to Help you Budget for a New Baby. Having a newborn does not need to be financially crippling. Here are some easy ways to save money without cutting corners! First time parents tend to want to grab everything on the shelves for their newborns. The cost of being a new …
I am often asked about how to earn a little extra income online, and you too may be interested in earning a little extra pocket change during your leisure time but don’t know where to start. There are plenty of ways to make money on the side online but a lot of the options …
Financial Must-Do’s to Prepare for a New Baby so you can enjoy your newborn with the peace of mind that comes from good financial planning! Preparing to be a parent for the first time isn’t just itsy bitsy clothes, ultrasound photos and decorating a nursery; it should also involve a lot of financial preparation. …
How to Keep Your Kids Well Dressed on a Budget. Tips and tricks from a frugal mom to help you dress your kids in style on a dime! BlueOrange Studio | Shutterstock.com The days are getting longer and the weather is getting warmer. This can only mean one thing – spring has sprung! …
Take note of these great tips and you can get the most from your RESPs so that your child can worry about their grades and not about paying tuition! After your child is born, you will probably find yourself worrying about many things. One of those things is likely about your child’s education …
Saving money can be hard. Not only do you have your every day expenses to take care of, you also have to worry about those unexpected expenses. Although setting aside money for an emergency fund or retirement plan are both great ways to gain financial freedom, you also need to set aside money for …
Meal planning has many benefits. It allows a family to cook meals that everyone likes, ensures meals are balanced and more. The biggest benefit to meal planning though is a financial tool to help arrange family expenses. Meal planning is considered a financial tool as families are able to easily control the total amount spent …
Meal planning can be a daunting task. This is especially true if you’re planning your meals for a large family or if you want to plan them for an extended period of time. Fortunately, this task can be made easier when you’re organized and have created a process that works for you. These tips can …
Christmas is a magical time of year, with your days filled with holiday cheer and gift-giving. Although this time of year is fun, it can also get expensive. Not only do you need to buy gifts for friends and family, you also need to decorate your home, cook food for that holiday party, and …
Stockpiling food is a great way to ensure you have the ingredients you need on hand all of the time and can save you money by helping you avoid paying full price for staples when they are not on sale. I like to stockpile items like sugar, flour, rice, pasta, pasta sauce, canned vegetables, …
For most families it’s important to follow a budget when managing your household. Not only will this help you set aside money for emergencies and large purchases, it will also allow you to delegate funds towards a specific project or task. One project you might want to start saving for is organizing your home. …
The Great Depression was a financially difficult time. However, many people who lived during this era developed savings skills that allowed them to be financially successful after the Great Depression ended. Other savings skills resulted in traits like my grandmothers hatred of anything to do with soggy bread. Bread soaked in milk for dinner …
Back to school shopping can wreak havoc on a budget, especially if you have more than one child. According to a survey done in 2013 by the National Retail Federation, the average (American) family spends $635 on back to school clothes and supplies. Some families pay tuition on top of that. So how do you …
Your grocery bill can get out of control, especially if you’re cooking for a family. This is especially true when it comes to spending money on meat for your family. Fortunately, saving even a little bit of money on meat is possible, which is only good news for your budget. Not sure how …
Financial tips for how to Successfully Generate Multiple Streams of Income with ease and never have to worry about finances again! Are you sitting at home and wondering how you can bring a little bit more money into your home? Well, you can keep a steady stream of reliable income flowing in with multiple streams …
Many people believe that the way to making money in real estate is to focus on the rising housing prices. But actually, with a bit of extensive research, you can make decent money with a long-term investment property piece. The key to doing so is understanding the true income you will receive from a …
How to Survive a Layoff: The Essential Layoff Survival Guide for a healthy financial life post-employment. If you are faced with a layoff, it may feel like the end of the world, but it’s definitely not. You’ll be taken through a lot of financial and emotional turmoil, but you can take steps to prepare you …
Have you ever felt like your paycheck goes towards everything but yourself? Part of this could be because you are throwing your money away on simple things that can be avoided. This guide has 11 tips to help you avoid losing money so you have more to spend on the luxuries in life. Avoid Tickets …
If your family is living on a single income, then it can sometimes feel as if you’re barely surviving. By making some serious budget changes, you can transform your barely surviving mentality into one that’s thriving. Here are some tips you can use to thrive and not just survive on ONE income. Create a …