Debt free is the way to be, but sometimes taking out a loan or charging something to a credit card is a necessity. When this happens, it’s important to pay it off as soon as possible. Unfortunately, high interest rates can make it nearly impossible to do so. When interest rates are high, making the minimum payment won’t work since most of your payment goes towards … [Read more...]

Brought to you by Freshco. & TheCO. How to Eat on Less Than a Dollar a Meal with frugal living tips anyone can use.     A few years ago, when I was working in an office environment, my co-workers were discussing their food spending. Some were spending 400 a week on their family of four on food and that didn't even count all the eating out. In fact, if … [Read more...]

  Everyone knows that babies are expensive. I can't even tell you how many times I was told the same thing during my first pregnancy. It was something I took as an unavoidable fact of life. I discovered after becoming a mom for the first time though, that it only has to be expensive if you do not plan well or if you choose to make it expensive. Last week I shared … [Read more...]

The internet has significantly impacted our lives and has changed many different facets of the everyday. When was the last time you called a friend just to talk on the phone? More likely you simply sent them a quick text or a Facebook message. The internet has changed a lot and for the most part, it has simplified our lives. The ability to use the internet for banking, for … [Read more...]