Everyone knows that babies are expensive. I can't even tell you how many times I was told the same thing during my first pregnancy. It was something I took as an unavoidable fact of life. I discovered after becoming a mom for the first time though, that it only has to be expensive if you do not plan well or if you choose to make it expensive. Last week I shared … [Read more...]
10 Smart Reasons to Love Online and Mobile Banking
This post may contain affiliate links.
The internet has significantly impacted our lives and has changed many different facets of the everyday. When was the last time you called a friend just to talk on the phone? More likely you simply sent them a quick text or a Facebook message. The internet has changed a lot and for the most part, it has simplified our lives. The ability to use the internet for banking, for … [Read more...]
How to Budget and Spend Wisely with an Envelope System
This post may contain affiliate links.
How to Budget and Spend Wisely with an Envelope System with free printable monthly budget sheets and money envelopes in cute prints! If you have not done so already, following a budget is a great way to secure your finances. By using a budgeting system, you will be able to calculate your expenses, as well as set aside a certain percentage of your income into your savings … [Read more...]
8 Savvy Tips to Help you Budget for a New Baby
This post may contain affiliate links.
8 Savvy Tips to Help you Budget for a New Baby. Having a newborn does not need to be financially crippling. Here are some easy ways to save money without cutting corners! First time parents tend to want to grab everything on the shelves for their newborns. The cost of being a new parent can quickly add up, even if you have a baby shower. With a few … [Read more...]
Ipsos i-Say: Take surveys, Earn points, Redeem rewards!
This post may contain affiliate links.
I am often asked about how to earn a little extra income online, and you too may be interested in earning a little extra pocket change during your leisure time but don't know where to start. There are plenty of ways to make money on the side online but a lot of the options require time and patience. Blogging probably isn't your best bet due to the time and … [Read more...]
Financial Must-Do’s to Prepare for a New Baby
This post may contain affiliate links.
Financial Must-Do’s to Prepare for a New Baby so you can enjoy your newborn with the peace of mind that comes from good financial planning! Preparing to be a parent for the first time isn't just itsy bitsy clothes, ultrasound photos and decorating a nursery; it should also involve a lot of financial preparation. Once you are finally holding your baby in your … [Read more...]
How to Keep Your Kids Well Dressed on a Budget
This post may contain affiliate links.
How to Keep Your Kids Well Dressed on a Budget. Tips and tricks from a frugal mom to help you dress your kids in style on a dime! BlueOrange Studio | Shutterstock.com The days are getting longer and the weather is getting warmer. This can only mean one thing – spring has sprung! After a long winter of being bundled up, I quickly realize how much my children … [Read more...]
10 Ways to Get the Most out of your RESPs
This post may contain affiliate links.
Take note of these great tips and you can get the most from your RESPs so that your child can worry about their grades and not about paying tuition! After your child is born, you will probably find yourself worrying about many things. One of those things is likely about your child's education and whether or not you should invest in … [Read more...]
52 Week Money Saving Challenge with a Twist
This post may contain affiliate links.
Saving money can be hard. Not only do you have your every day expenses to take care of, you also have to worry about those unexpected expenses. Although setting aside money for an emergency fund or retirement plan are both great ways to gain financial freedom, you also need to set aside money for your savings. This money should be accessible for those unexpected … [Read more...]
Meal Planning As a Financial Tool
This post may contain affiliate links.
Meal planning has many benefits. It allows a family to cook meals that everyone likes, ensures meals are balanced and more. The biggest benefit to meal planning though is a financial tool to help arrange family expenses. Meal planning is considered a financial tool as families are able to easily control the total amount spent on groceries. There are just … [Read more...]
Meal Planning Made Easy
This post may contain affiliate links.
Meal planning can be a daunting task. This is especially true if you’re planning your meals for a large family or if you want to plan them for an extended period of time. Fortunately, this task can be made easier when you’re organized and have created a process that works for you. These tips can help make meal planning an easier success for your family. Family … [Read more...]
How to Have a Magical Christmas on a Budget
This post may contain affiliate links.
Christmas is a magical time of year, with your days filled with holiday cheer and gift-giving. Although this time of year is fun, it can also get expensive. Not only do you need to buy gifts for friends and family, you also need to decorate your home, cook food for that holiday party, and possibly even travel to visit family. If you’re tired of the holiday season … [Read more...]
How to Keep Your Food Stockpile Fresh
This post may contain affiliate links.
Stockpiling food is a great way to ensure you have the ingredients you need on hand all of the time and can save you money by helping you avoid paying full price for staples when they are not on sale. I like to stockpile items like sugar, flour, rice, pasta, pasta sauce, canned vegetables, soups, body and hair care products, toilet paper etc... Fresh … [Read more...]
How to Organize Your Home on a Budget
This post may contain affiliate links.
For most families it’s important to follow a budget when managing your household. Not only will this help you set aside money for emergencies and large purchases, it will also allow you to delegate funds towards a specific project or task. One project you might want to start saving for is organizing your home. By getting a little creative you can organize your … [Read more...]
10 Great Depression Era Savings Tips
This post may contain affiliate links.
The Great Depression was a financially difficult time. However, many people who lived during this era developed savings skills that allowed them to be financially successful after the Great Depression ended. Other savings skills resulted in traits like my grandmothers hatred of anything to do with soggy bread. Bread soaked in milk for dinner anyone? Of course … [Read more...]
