An emergency fund is important to have but not so easy to save up for. It is common knowledge that everyone should have an emergency fund and with money being tight, that isn’t always easy. The truth is, while money may sometimes be difficult to come by, there are still ways to ensure that you are financially prepared for an emergency. How to Create an Emergency Fund On A … [Read more...]
How to Organize your Pantry on a Budget
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A pantry can be a crucial part to any kitchen. The truth is, it is meant to add organization, storage options and ease of access to the place you make meal magic happen.The problem is, that your pantry can become incredibly disorganized if it’s not taken care of properly. It doesn’t have to be difficult or expensive to keep your pantry functional, … [Read more...]
Easy Ways to Get a Good Credit Score
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Having a good credit score is an important part of everyone’s financial future. Your credit score comes into play anytime you want to request a line of credit, apply for a credit card, a mortgage and more. If you have a negative credit score it can greatly impact your ability to own a home, a car or even just pay for that vacation you want to take.While having … [Read more...]
The Power of Compound Interest and Why You Should Care
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Gaining control over your finances is a lofty goal that everyone should try their best to achieve. No matter how much you make, saving money is a largely important aspect to healthy finances.Many people are stumped as to how they can save money and take control of their bank accounts. The truth of the matter, it doesn’t have to be … [Read more...]
Frugal Summer Fun in Your Backyard
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Summer is almost here and that means plenty of time for outdoor fun. The kids will be off school, the weather will be warmer, and the sun will be shining. Now might be the time you are wondering what you will do to keep your little ones entertained. Keeping the kids busy over the summer break doesn’t have to be complicated or expensive. In fact, all it takes to … [Read more...]
How to Negotiate Lower Interest Rates on Credit Cards and Loans
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Debt free is the way to be, but sometimes taking out a loan or charging something to a credit card is a necessity. When this happens, it’s important to pay it off as soon as possible. Unfortunately, high interest rates can make it nearly impossible to do so. When interest rates are high, making the minimum payment won’t work since most of your payment goes towards … [Read more...]
Hobbies That Can Help Put Money in the Bank
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Stanislaw Mikulski | Shutterstock.com One of the best feelings in the world is doing what you love and making money doing it. Not a lot of people have the opportunity to make money doing what they’re passionate about it. Fortunately, if you’re zealous about any these hobbies, you can transform your hobby into money in the … [Read more...]
How to Organize Your Home Office on a Budget
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Photographee.eu | Shutterstock.com When you have a home office, it can be really easy to let those papers and bills stack up. Add in all of your office supplies, and your home office quickly becomes a mess. That type of mess can get frustrating to have to look at and eventually deal with. If you want to organize your home office and keep it organized, … [Read more...]
How to Eat on Less Than a Dollar a Meal
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Brought to you by Freshco. & TheCO. How to Eat on Less Than a Dollar a Meal with frugal living tips anyone can use. A few years ago, when I was working in an office environment, my co-workers were discussing their food spending. Some were spending 400 a week on their family of four on food and that didn't even count all the eating out. In fact, if … [Read more...]
How to Plan an Affordable Summer Escape to the Beach
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The Pinery Provincial Park | Elena Elisseeva Disclosure: This post is part of the YummyMummyClub.ca and Ontario’s Southwest Tourism #BeachInOSW sponsored program. I received compensation as a thank you for my participation. This post reflects my personal opinion about the information provided by the sponsors We all dream of escaping to the … [Read more...]