A powerful tool when it comes to building wealth is to create an environment conductive to spending and having less. This concept starts with the goal of saving for the future while keeping your household’s monthly cash flow lean. Rather than creating tedious monthly budgets, this strategy can slow down the spending in your household in a powerful way. … [Read more...]
Hobbies That Can Help Put Money in the Bank
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Stanislaw Mikulski | Shutterstock.com One of the best feelings in the world is doing what you love and making money doing it. Not a lot of people have the opportunity to make money doing what they’re passionate about it. Fortunately, if you’re zealous about any these hobbies, you can transform your hobby into money in the … [Read more...]
How to Keep Your Kids Well Dressed on a Budget
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How to Keep Your Kids Well Dressed on a Budget. Tips and tricks from a frugal mom to help you dress your kids in style on a dime! BlueOrange Studio | Shutterstock.com The days are getting longer and the weather is getting warmer. This can only mean one thing – spring has sprung! After a long winter of being bundled up, I quickly realize how much my children … [Read more...]
Meal Planning As a Financial Tool
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Meal planning has many benefits. It allows a family to cook meals that everyone likes, ensures meals are balanced and more. The biggest benefit to meal planning though is a financial tool to help arrange family expenses. Meal planning is considered a financial tool as families are able to easily control the total amount spent on groceries. There are just … [Read more...]
Meal Planning Made Easy
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Meal planning can be a daunting task. This is especially true if you’re planning your meals for a large family or if you want to plan them for an extended period of time. Fortunately, this task can be made easier when you’re organized and have created a process that works for you. These tips can help make meal planning an easier success for your family. Family … [Read more...]
Free Printable Meal Planner Kitchen Set
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Well it's Christmas Eve and I have a special gift for you... a Free Printable Meal Planner Kitchen Set. In January I will be sharing a little more about meal planning and kitchen organization but for now, I am going to enjoy a much needed break and spend some time with my family. This Free Printable Meal Planner Kitchen Set comes with the … [Read more...]
How to Have a Magical Christmas on a Budget
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Christmas is a magical time of year, with your days filled with holiday cheer and gift-giving. Although this time of year is fun, it can also get expensive. Not only do you need to buy gifts for friends and family, you also need to decorate your home, cook food for that holiday party, and possibly even travel to visit family. If you’re tired of the holiday season … [Read more...]
10 Great Depression Era Savings Tips
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The Great Depression was a financially difficult time. However, many people who lived during this era developed savings skills that allowed them to be financially successful after the Great Depression ended. Other savings skills resulted in traits like my grandmothers hatred of anything to do with soggy bread. Bread soaked in milk for dinner anyone? Of course … [Read more...]
5 Smart Ways to Save on School Supplies
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Back to school shopping can wreak havoc on a budget, especially if you have more than one child. According to a survey done in 2013 by the National Retail Federation, the average (American) family spends $635 on back to school clothes and supplies. Some families pay tuition on top of that. So how do you make sure your children have what they need without skipping the mortgage … [Read more...]
The BIG List of Free Things to do in Toronto
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Whether you're out and about in Toronto by yourself or with your family, there are always fun Free Things to do in Toronto for everyone! These are activities locals can enjoy as well as those coming in from the suburbs or even those visiting from further away for the Pan Am Games this summer! Free Things to do in Toronto The Distillery District is the perfect place to … [Read more...]
7 Easy Ways to Save Money on Meat
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Your grocery bill can get out of control, especially if you’re cooking for a family. This is especially true when it comes to spending money on meat for your family. Fortunately, saving even a little bit of money on meat is possible, which is only good news for your budget. Not sure how to save on meat? Check out these five frugal ways to save on … [Read more...]
How to Successfully Generate Multiple Streams of Income
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Are you sitting at home and wondering how you can bring a little bit more money into your home? Well, you can keep a steady stream of reliable income flowing in with multiple streams of income. It’s not hard to do, and just one idea can spark other income potential and generate multiple steams of income. Diversifying your income is a great way to be able … [Read more...]
How to Survive a Layoff: The Essential Layoff Survival Guide for Canadians
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If you are faced with a layoff, it may feel like the end of the world, but it’s definitely not. You’ll be taken through a lot of financial and emotional turmoil, but you can take steps to prepare you and your family for what lies ahead. You can survive a layoff and even come out on top. I am completely confident it is possible. If you are a regular reader you … [Read more...]
11 Best Practices That Can Help You Avoid Losing Money
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Have you ever felt like your paycheck goes towards everything but yourself? Part of this could be because you are throwing your money away on simple things that can be avoided. This guide has 11 tips to help you avoid losing money so you have more to spend on the luxuries in life. Avoid Tickets at All Costs Most people do not like giving away money to someone else and … [Read more...]
How to Thrive and Not Just Survive on ONE Income
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If your family is living on a single income, then it can sometimes feel as if you’re barely surviving. By making some serious budget changes, you can transform your barely surviving mentality into one that’s thriving. Here are some tips you can use to thrive and not just survive on ONE income. Create a Budget In order to prepare your finances to thrive on … [Read more...]
